Prism

Prism Data provides essential open banking infrastructure and cash flow analytics powering the next generation of credit scores. Prism’s API-based, no-PII solution—including its proprietary and market-leading CashScore®—enables financial institutions, fintechs, and other companies to derive powerful new insights from consumer-permissioned deposit account data. Clients can leverage these insights to approve more customers, reduce credit and fraud risk, and better manage existing portfolios. Prism was developed by Petal over nearly a decade and $2B+ in credit originations, resulting in maturity, reliability, compliance, and predictive-power unrivaled in the market today.

Areas of Focus

Economic Health

​​Products that improve financial health, resiliency, and empowerment for individuals and SMBs.