Premium, exclusive home insurance available through independent agents.

Openly’s policies are written on an HO5 contract, which allows them to provide open perils coverage for both the dwelling and personal property and means that Openly can cover many more loss types. Openly leverages a guaranteed replacement cost feature that ensures that in the event of a total loss, the policyholder is covered and his or her home will be replaced. Openly's data and technology allows the agent and customer more time to focus on the tailored coverage options specific to each customer.